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The Times

There's a bill before the Senate that would make it easier for banks to lend irresponsibly

  • Written by Andrew Schmulow, Senior Lecturer, Faculty of Law, University of Wollongong
There's a bill before the Senate that would make it easier for banks to lend irresponsibly Neale Cousland/Shutterstock

The Hayne royal commission into misconduct in the banking, superannuation and financial services industry found Australia’s responsible lending requirements were correctly calibrated.

They are set out in the National Consumer Credit Protection Act, which requires lenders to offer credit that is “not...

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