ShutterstockThe government’s retirement income review is being told our current tax and benefit treatment of retirement incomes is a mess.
Much of financial planning industry is devoted to structuring affairs to maximise access to the age pension.
The means test and other requirements that control access to it are a bureaucratic nightmare...
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For many people, dental anxiety isn’t just a minor worry — it’s a barrier that keeps them from getting the care they need. The sound of drills, the sterile scent, or even a simple check-up can cause h...
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Getting a restful night's sleep is essential for overall health and well-being. For many, external noises—be it a snoring partner, traffic, or noisy neighbors—can disrupt sleep patterns. One effective...
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Adolescence is often described as a turbulent period of life. Hormonal changes, social pressures, academic stress, and the search for identity all combine to make the teenage years emotionally inten...